Sidecar Health is an alternative health insurance program administration service that reinvents health insurance as a modern, personalized, accessible, and affordable experience.
Sidecar Health, founded in 2018, offers low-cost health insurance plans online. Unlike traditional health insurance, which is typically provided by employers, Sidecar offers healthcare solutions that are also freelancer-friendly. It provides coverage ranging from $5,000 to $2,000,000.
Plan terms are either one or three years, with the three-year option locking in your premium rates. Customers can easily customize and personalize their plans to meet their specific needs, such as adjusting deductibles and adding additional coverage for things like prescription drugs. Because of this customization, its rates are much lower than those of traditional plans.
Once approved, you will receive your Sidecar Health payment card, which is a debit card used to pay your medical bills. This is why there are no networks; it allows you to see any doctor you want because you are viewed by medical services as a self-paying customer, who is often charged lower fees.
Sidecar does not participate in the ACA plans and instead provides health insurance through third-party providers, United States Fire Insurance Company and Sirius America Insurance Company. If you don’t have any pre-existing conditions and are in good health, Sidecar will save you a lot of money, with first-rate coverage and service!