Bank cards are greater than only a means to pay for issues. They provide notable advantages that savvy spenders ¡ª and vacationers ¡ª know to assessment earlier than even making use of for a card. A kind of well-liked perks is entry to airport lounges.
Some airline co-branded playing cards present entry to their very own lounges, however vacationers can get extra choices with journey playing cards that include Precedence Cross membership, which grants entry to 1,300 lounges worldwide. In fact, this profit is most beneficial for frequent flyers, however Precedence Cross lounges could make the airport expertise far more satisfying even for those who journey often.
??Nerdy Tip
Precedence Cross lounges can look completely different from airport to airport. Precedence Cross lounges often provide refreshments like snacks, gentle meals, alcoholic and nonalcoholic drinks, Wi-Fi and cozy seating. You’ll be able to pay for Precedence Cross membership (a limiteless annual plan prices $429), however chances are you’ll have already got it as a bank card perk.
Listed below are among the bank cards with Precedence Cross lounge entry among the many advantages.
An outline of bank cards with Precedence Cross
To make it simpler to decide on which is one of the best Precedence Cross bank card for you, think about this overview.
|
Card |
Annual price |
Variety of Precedence Cross visits and visitor entry |
Consists of Precedence Cross restaurant low cost |
|---|---|---|---|
|
Chase Sapphire Reserve? |
$550. |
No set restrict of visits for the cardholder and two visitors. |
Sure. |
|
The Platinum Card? from American Categorical |
$695. |
No set restrict of visits for the cardholder and two visitors. |
No. |
|
The Enterprise Platinum Card? from American Categorical |
$695. |
No set restrict of visits for the cardholder and two visitors. |
No. |
|
Marriott Bonvoy Good? American Categorical? Card |
$650. |
No set restrict of visits for the cardholder and two visitors. |
No. |
|
Hilton Honors American Categorical Aspire Card |
$550. |
No set restrict of visits for the cardholder and two visitors.* |
No. |
|
Hilton Honors American Categorical Surpass? Card |
$150. |
10 complimentary visits*; $35 per particular person for added visits. |
No. |
|
The Hilton Honors American Categorical Enterprise Card |
$195. |
10 complimentary visits; $35 per particular person for added visits. |
No. |
|
U.S. Financial institution Altitude? Reserve Visa Infinite? Card |
$0 intro for the primary yr, then $95. |
10 complimentary visits; $35 per particular person for added visits. |
No. |
Enrollment required. Phrases apply.
*Present cardholders who enrolled in Precedence Cross on or earlier than Jan. 31, 2023 will now not have a membership as of Feb. 1, 2024. Cardholders who enroll between Feb. 1, 2023 and Jan. 31, 2024, will proceed to have membership by means of Oct. 31, 2024. Phrases apply.
There are 9 bank cards with Precedence Cross lounge entry to select from. For those who’re nervous concerning the Chase 5/24 rule, it is likely to be sensible to first think about the choices from American Categorical, Capital One or U.S. Financial institution. In the meantime, those that are pursuing the Chase trifecta have one clear possibility.
You may see that plenty of choices are premium journey bank cards with increased annual charges. Whereas these playing cards include an enormous price ticket, additionally they embody limitless visits to Precedence Cross lounges. This perk additionally extends to 2 visitors, growing the worth of the profit considerably. Word that the Chase Sapphire Reserve? consists of entry to Precedence Cross restaurant reductions.
When deciding between Precedence Cross bank cards, think about which transferable factors you are most keen to gather ¡ª and which will provide you with probably the most alternatives to redeem. In spite of everything, there’s little logic to accumulating Hilton Honors factors for those who hardly ever keep at Hilton properties.
? Study extra: The most effective bank cards for Precedence Cross lounge entry
What bank cards include Precedence Cross?
NerdWallet score?NerdWallet’s scores are decided by our editorial crew. The scoring components incorporates protection choices, buyer expertise, customizability, value and extra.Apply NowRead Assessment
Chase Sapphire Reserve?
At $550 a yr, the annual price is steep, however the journey advantages can greater than outweigh the fee annually. As an example, the Chase Sapphire Reserve? presents $300 in annual journey credit to make use of on airline, lodge or different journey prices together with a Precedence Cross membership for the cardholder.
The membership additionally consists of eating places, cafes and markets which can be a part of the Precedence Cross community the place members get pleasure from a financial credit score to redeem. That¡¯s not the case on all playing cards with Precedence Cross.
? Study extra: Is the Chase Sapphire Reserve price its annual price?
NerdWallet score?NerdWallet’s scores are decided by our editorial crew. The scoring components incorporates protection choices, buyer expertise, customizability, value and extra.Apply NowRead ReviewRates & Charges
The Platinum Card? from American Categorical
This is without doubt one of the dearer annual charges available on the market, however its perks are particularly beneficiant within the journey division. The annual price on The Platinum Card? from American Categorical is $695, nevertheless it consists of Precedence Cross entry for the cardholder and as much as two visitors. Enrollment required. Phrases apply.
On prime of that, cardholders can even entry AmEx¡¯s swanky Centurion Lounges in addition to the Plaza Premium, Airspace, Escape lounges and the Delta Sky Membership when flying Delta Air Strains. Phrases apply.
Beginning Feb. 1, 2025, cardholders will likely be restricted to simply 10 visits to Delta Sky Golf equipment per program yr. Members can earn limitless entry after spending $75,000 in a program yr. Limitless entry stays by means of Jan. 31 of the next yr. Spend monitoring begins Jan. 1, 2024.
? Study extra: What bank cards get me into the Delta Sky Membership?
NerdWallet score?NerdWallet’s scores are decided by our editorial crew. The scoring components incorporates protection choices, buyer expertise, customizability, value and extra.Apply NowRead ReviewRates & Charges
The Enterprise Platinum Card? from American Categorical
The enterprise model of the Platinum card can also be costly annually ($695), however packs in equally notable perks.
The Enterprise Platinum Card? from American Categorical consists of Precedence Cross membership in addition to visitor entry for 2 further individuals. Enrollment required.
There are a lot of different lounges accessible to cardholders together with Centurion Lounges, Delta Sky Golf equipment when flying Delta (the identical modifications for the patron card are taking impact in 2025), Plaza Premium, Airspace and Escape lounges.
Phrases apply.
NerdWallet score?NerdWallet’s scores are decided by our editorial crew. The scoring components incorporates protection choices, buyer expertise, customizability, value and extra.Apply NowRead ReviewRates & Charges
Marriott Bonvoy Good? American Categorical? Card
For $650 per yr, the Marriott Bonvoy Good? American Categorical? Card locks you into incomes Marriott Bonvoy factors, nevertheless it does provide some good journey advantages. Phrases apply.
Cardholders get $300 in credit at Marriott resorts in addition to Precedence Cross lounge entry for the account holder and as much as two visitors. Enrollment required. In September, the $300 Marriott credit score will likely be changed with a brand new good thing about as much as $300 in assertion credit per calendar yr (as much as $25 monthly) for eligible purchases at eating places worldwide. The cardboard’s present welcome provide is as follows: Earn 185,000 Marriott Bonvoy bonus factors after you utilize your new Card to make $6,000 in purchases throughout the first 6 months of Card Membership. Phrases Apply.
? Study extra: How the Hilton Surpass Card Precedence Cross works
NerdWallet score?NerdWallet’s scores are decided by our editorial crew. The scoring components incorporates protection choices, buyer expertise, customizability, value and extra.Apply NowRead ReviewRates & Charges
The Hilton Honors American Categorical Enterprise Card
That is one other Hilton Honors co-branded bank card that locks cardholders into incomes Hilton Honors factors. For $195 per yr, The Hilton Honors American Categorical Enterprise Card consists of restricted Precedence Cross entry for 10 visits per yr. Enrollment required. Phrases apply.
Just like the Hilton Honors American Categorical Surpass? Card, you’ll be able to pay the Precedence Cross visitor price of $35 per particular person for added visitors or visits. Phrases apply.
U.S. Financial institution Altitude? Join Visa Signature? Card
At $0 intro for the primary yr, then $95 per yr, the power to entry Precedence Cross lounges for the cardholder and a visitor 4 occasions per yr is a pleasant perk particularly for individuals who journey much less typically.
The U.S. Financial institution Altitude? Reserve Visa Infinite? Card consists of venues akin to eating places and cafes, in contrast to American Categorical playing cards with Precedence Cross. Having a restaurant high quality meal every time you go by means of the airport might actually add up.
? Study extra: The most effective Precedence Cross eating places
Use your bank card for Precedence Cross lounge entry
To achieve entry to Precedence Cross lounges, your bank card¡¯s profit roster stands out as the key to opening the door. Many bank cards present limitless lounge entry for the cardholder and as much as two visitors whereas others present a set variety of free passes to make use of annually.
These bank cards are price contemplating for those who journey continuously or wish to enhance the airport expertise for you and your journey companions.
All details about the Hilton Honors American Categorical Aspire Card has been collected independently by NerdWallet. The Hilton Honors American Categorical Aspire Card is now not accessible by means of NerdWallet.
How one can maximize your rewards
You desire a journey bank card that prioritizes what¡¯s vital to you. Listed below are our picks for one of the best journey bank cards of 2024, together with these finest for:
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Flexibility, level transfers and a big bonus: Chase Sapphire Most popular? Card
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No annual price: Financial institution of America? Journey Rewards bank card
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Flat-rate journey rewards: Capital One Enterprise Rewards Credit score Card
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Bonus journey rewards and high-end perks: Chase Sapphire Reserve?
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Luxurious perks: The Platinum Card? from American Categorical
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Enterprise vacationers: Ink Enterprise Most popular? Credit score Card
